Hello, my friends. This month, I write to you from a COVID isolation hotel. I travelled to visit my grandparents, tested positive the next day, and had to quarantine. Luckily, the Ontario government has put aside some funding towards these isolation centres for those of us who don’t have the space to quarantine at home… Continue reading the types of investment accounts i use
Category: Work
What I learned from one year of credit card churning
I got hooked on the idea of credit card churning a year ago from one of Graham Stephan’s videos. While I’d always used credit cards prior to this because of its cashback and other rewards features, they were your typical young-adult starter credit cards which didn’t have any fees but also gave mediocre benefits. It… Continue reading What I learned from one year of credit card churning
How to immediately increase your credit score in 7 easy steps
We’ve talked previously about how debt can be good if you use it appropriately, and probably one of the best examples of this is the use of credit cards. Credit cards offer a ton of advantages, including great rewards and cashbacks, but in this post, I wanted to concentrate on the best reason to keep… Continue reading How to immediately increase your credit score in 7 easy steps
How much you need to save to retire today
The theory that initially drew me into the FIRE movement was the Trinity Study, so I wanted to dedicate a post to it. It’s great to talk about financial freedom, but to actually have a number to work towards is way easier. Hopefully by the end of this post, you’ll feel empowered to reach the… Continue reading How much you need to save to retire today
These are the types of debt you should be in
Is debt necessarily bad? Not necessarily. I’ve talked about Dave Ramsay on this blog before. While he’s been influential in helping me to learn to live within my means and set myself up for financial security, one of the things I don’t agree about his philosophy is his agenda against debt. Ramsay believes that all… Continue reading These are the types of debt you should be in
6 things you should invest in right now
During the middle of my undergraduate degree, when I was starting to get more disposable income from jobs, I wanted to start investing and putting some of the theory behind what we were learning at school to use. I lived in Canada, so for my first go at things started a TFSA account, where I… Continue reading 6 things you should invest in right now
Invest this much to get rich, experts say
One question I always asked myself was how much I should be investing. There are always people who say, “You can invest with any amount of money”, but I wanted to know how I was matching up to my peers. How much did experts say I should invest? In this post I’ll outline what three… Continue reading Invest this much to get rich, experts say