Hello dearest reader, Today I wanted to write a little note on something I’ve been struggling with lately: lifestyle creep. From Investopedia: Lifestyle creep occurs when an individual’s standard of living improves as their discretionary income rises and former luxuries become new necessities. I would consider myself a low-maintenance person. (Not in the sense of… Continue reading lifestyle creep
Tag: personal finance
How personal finance apps can help you
We have another guest post this month, from Cherie McLaughlin! Here is her bio: Like many of you, Cherie has seen all the social media posts promising to help you start your own business from the comfort of your couch. The catch? You have to pay for the golden ticket to couch-biz success, whether it’s… Continue reading How personal finance apps can help you
How I’ve incorporated personal finance into dating
As long as you set a base set of standards for yourself while keeping an online line of communication, you can figure anything out.
5 Youtubers who’ve shaped my view on personal finance (some may surprise you)
Hi friends, and welcome back to the blog! I spend the majority of my day on Youtube, usually using it as background noise for whatever activity I’m doing. But there are five Youtubers who I’ll devote my full attention to when watching their videos. Although most of them are not personal finance Youtubers, all five… Continue reading 5 Youtubers who’ve shaped my view on personal finance (some may surprise you)
My super simple budgeting system
I’m an avid proponent of budgeting (firmly disagree with whoever made this video), but I understand that sometimes it can seem overwhelming to start. That’s why I thought it’d be a good idea to share the financial trackers I currently use in the hopes of giving those lost a good starting location. I use a… Continue reading My super simple budgeting system
These are the types of debt you should be in
Is debt necessarily bad? Not necessarily. I’ve talked about Dave Ramsay on this blog before. While he’s been influential in helping me to learn to live within my means and set myself up for financial security, one of the things I don’t agree about his philosophy is his agenda against debt. Ramsay believes that all… Continue reading These are the types of debt you should be in